Blog

Free Car Payment? Yes, please.
Free Car Payment? Yes, please. Times are tough. We all can use a little help these days. So what would you say if someone offered to pay your car payment for the month? Yes? So would we. That’s why Santander Consumer USA Inc. has a limited-time offer to do just that. Here’s how the ROADLOANS LET US PAY YOUR CAR PAYMENT THIS MONTH SWEEPSTAKES works. Go to our RoadLoans Facebook page (www.facebook.com/roadloans) and “Like” us. When you do, your name will be put into a drawing for a free one-month car payment (up to $500). Beginning June 2012, and happening… Read More

First Car. Ahhh, the Memories.
First Car. Ahhh, the Memories. While digging through the attic the other day, I found a photograph that brought back a flood of memories. Old photos tend to do that. It was a picture of a 1980 Volkswagen Rabbit aka my first car. If you’re like me, just looking at an image like that transports you to another time and place. Also milestone moments associated with the vehicle – prom, first dates, friends’ houses, first job, sporting events, road trips. Oh, the road trips. And details like the fact that for some reason, I was always looking for a hubcap… Read More

Should I Refinance My Auto Loan?
Should I Refinance My Auto Loan? Interest rates rise and fall, and when they go down, it's time to ask yourself, "Should I refinance my auto loan?" If you have the opportunity, and you can get a rate that's lower than what you have now, then the answer is almost certainly "Yes." Refinancing is something you can do at any time. Unless your current loan has some kind of penalty for early payoff (and this is definitely something you ought to check), then you should be able to refinance as long as you get a lower interest rate. That's the key.… Read More

Celebrate National Car Care Month
Celebrate National Car Care Month April is National Car Care Month -- a time to celebrate the automobile and focus on the importance of proper maintenance. If you haven’t done it yet, now is the perfect occasion to take care of the vehicle that takes such good care of you. Here are a few ideas for sprucing up your car for the spring/summer months. If it’s been too long since you’ve hand washed (yes, hand washed) your vehicle, spring is a great time to do it. Especially during National Car Care Month. You don’t have to spend a lot of… Read More

If you're looking for cheap car loans you'll have to shop around for them. There are lots of companies out there doing car loans right now, and the company you choose will have a huge impact on how much money you spend to get your loan. One of the big difficulties in finding the cheapest auto loans is that not everybody qualifies for every loan and lender out there. Whether a loan is cheap or not is often relative. Some people can qualify for very low rates because they have pristine credit. Others will go out looking for cheap auto loans and find… Read More

Santander at the Masters
Santander at the Masters With the start of the Masters Tournament yesterday, the competition for the 2012 golf season has been taken to the next level. Throughout the weekend, the biggest names in the profession will swing into action competing for the coveted green jacket. At present, the top five FedEx Cup Points Leaders – Hunter Mahan, Johnson Wagner, Rory McIlroy, Phil Mickelson, and Kyle Stanley – are all in the mix. As is Tiger Woods, fresh off a win at the Arnold Palmer Invitational, and hoping to capture his fifth Masters title. By all accounts, this year promises to… Read More

When interest rates get really low, it makes sense to look at your finances again to make sure you're getting the most out of your money. You might want to use an automobile refinance calculator to find out whether doing a refi makes sense -- and how much you can save. Once you buy your car, you can't really change the price. That's a fixed amount and it's not going to change. But if you finance your vehicle, it's entirely possible to take advantage of lower interest rates to get lower payments. Doing this can literally save you hundreds of dollars.… Read More

Drive Time – Get Into the Golf Majors with the Santander Consumer USA for Dealers 2012 Golf Tournament
Drive Time – Get Into the Golf Majors with the Santander Consumer USA for Dealers 2012 Golf Tournament On April 5, the first round of one of the most prestigious golf tournaments in the world begins. Augusta National Golf Club in Georgia will be the site once again for The Masters Tournament. The first major of the year, 2012 marks the 76th edition of golf’s Masters event. Throughout the weekend, the biggest names in the profession will swing into action competing for the coveted green jacket. At present, the top five FedEx Cup Points Leaders – Johnson Wagner, Rory McIlroy,… Read More

Santander's Winning Formula One Team
Santander’s Winning Formula One Racing Team With the 2012 NASCAR and Formula One seasons now in high gear, the motorsports world is revving up for another exciting year of supercharged action. Banco Santander sponsors or cosponsors several F1 drivers, and so far, the company is two for two. On March 18, the first F1 race of the 2012 season was held in Melbourne, Australia. Jenson Button and his Santander-cosponsored racing team won the Formula One Australian Grand Prix. Button sped past a field of 23 other drivers to take the checkered flag. This is the third time in the past… Read More

Car Loan Formula
The car loan formula is simple. There are just a few things to think about, and once you know what they are, you can figure out the terms of any possible loan. If you're shopping for a vehicle -- whether it's a car, truck, minivan or SUV -- you need to know a few things. The main thing is the price. How much does the dealership (or even the individual, if you're doing this as a private sale) want for the vehicle? Is it a firm price or is there room to negotiate? Just a tip: there's almost always room… Read More