Auto Finance and Car Loans

Online car shopping – power tools for power shoppers
In this modern age, many people find it almost impossible to escape frequent use of technology as part of their day-to-day life. Though there are feelings on both ends of the spectrum about how technology impacts our society, many feel that it is just this technology that is helping make people’s lives much easier and more efficient. Everyday activities, like calling your mom, buying a pair of shoes, or even watching a movie have, through technology, become easy. You don’t even have to make a trip to the local dealership to get a car loan. Even among millennials, there may… Read More

How baseball’s opening day is like getting a new car
This week, major league baseball parks across the U.S. usher in the 2015 regular season with opening day games. There’s something special about going to the ballpark or turning on the TV to see that first pitch of the year. It just screams of possibilities. Sort of like getting a new car. Being that we’re passionate about cars and sports, we thought we’d take a crack at combining the couple into a post that highlights some similarities between two of our favorite things. See below for what we came up with. Tailgating – If you’ve ever been taken out to… Read More

Car buying and credit checks – the basics
When getting a car, there are a few (legal) ways to go: No. 1 - Inherit your late grandmother's Pontiac Bonneville. We recommend this route, because you only have to pay taxes on the vehicle upon transfer of title, and also - Pontiac Bonneville. Pretty sweet. Maybe have it tuned up and let it air out, though. No. 2 - Buy a car with hard cash. This is also a highly recommended way to go. It's easy. Just take a giant stack of cash out of your pocket, and fan yourself with it until one of the salesmen at the… Read More

The twelve days of car (& holiday) tips – Part 2
12 useful tips about cars and the holidays – because we know a little bit about both It’s tough to beat a good pairing. Comté and Shiraz. Davis and Coltrane. A latte and a beignet. Cold weather and hot cider. Gilbert and Sullivan. For your pleasure, we humbly submit, as a novel entry on the register of great pairings … car tips and holiday tricks. Tip 6 - Some day, your car will drive itself, and you won't have to worry about focusing on the road. Until then, know the limits of your focus, and with what attention you can… Read More

Even with bad credit, auto loans are not out of reach
When you're looking for an auto loan, bad credit can be the determining factor in what kind of deal you can get. Your story might go something like this: One cold morning, you get in your car to go to work and have trouble starting it. This is because your electrical system is, as you now believe after many attempts to get it repaired, simply haunted. You then remember that your right windshield wiper doesn't work anymore and you have to aim wide to turn out of your driveway because your left CV joint is rattling at almost 100dB, and… Read More

Easy car loans – what are they?
Easy car loans. It sounds counter-intuitive, doesn't it? There is car shopping of course, and that is a whole, big thing. The shopping around, the choosing of colors and options, or the search for just the right combination of features and price; that is "shopping for the right car." Shopping can be a lot of fun, or a giant chore, depending on your preferences and a lot of things that might be out of your control. But in the end, it's similar to a hunt for a rare beast in the midst of a jungle full of options that are… Read More

Wisdom for car buyers in their twenties
If you're under 30, you may find yourself in need of financial advice. Be encouraged. Financial troubles have happened to twentysomethings before. In Lerner and Previn's Coco, Katharine Hepburn sang (or rhythmically spoke), "The world belongs to the young." Despite that poetic enthusiasm, your finances are serious, and it pays to be on top of them. Here's some wisdom from the experts on how to be financially fit in your twenties and beyond. Build your credit history by taking on debt and paying on time* Stacy Rapacon of Kiplinger.com suggests, "You'll need to take on some debt and show that… Read More

And the answer to the No. 1 question is…
Our distinguished professionals in the customer service department, who answer your phone calls, emails and chats, and provide answers to all of the questions that come from our excellent customers are back to wrap up the subject of "answers to the most-asked questions." We've saved the best for last. The question below is the No. 1 most-asked question of our customer service team, followed by the official answer: Question: If I finance less, will my down payment be lower? Official Answer: No. Given a certain vehicle price, the loan offer you receive at a given time will result in the… Read More

Buying a car out of state
Cars can be like shoes; shopping for them may involve trying them on and seeing how they fit. Other times, your previous test drives have informed your decision, and all you really need to choose now is the color. And sometimes, you find the car that you're ready to buy...at a dealership that is across state lines from where you live. Hmmm. You might have questions at this point. That's normal. There are certainly things involved in buying an out of state vehicle that you need to be aware of, but we'll do what we can to give you some… Read More

Top RoadLoans Customer Questions – Part 2
It’s time for another round of our most often asked, and now, best-answered customer questions, direct from the people that know them best. Many thanks to our crack team of customer support agents and managers, and to our customers who continue to pose intelligent questions and give great feedback. Customer question: Can I get the approval amount increased? Answer from the experts: Possibly. We approve you for the maximum amount you can borrow. However, if there is additional income (of yours or your co-applicants) to consider that wasn't mentioned in the initial application, we will review the loan to see… Read More