Auto Finance and Car Loans

How to buy a car with bad credit
Are you looking into how to buy a car with bad credit? Are you apprehensive about the process? Bad credit doesn’t have to mean a bad experience, or making do without your own vehicle†. In fact, many people with subprime credit are able to get a new set of wheels stress-free through numerous options in today’s marketplace. Shop around and research It can help to shop around and by doing so, you may start to get an idea of the kind of loan terms lenders are willing to offer for your particular credit situation. Auto finance companies may use different… Read More

Private party auto loan – What is it and how does it work?
When it comes to purchasing a new vehicle, there are several directions you can go. You could buy directly from a dealer, get one from an auction house, maybe a company-owned fleet car or you could purchase from a private seller. If you go the private-seller route, you might need what’s known as a private party auto loan. And if so, here’s what you need to know. Let’s start with private party auto loan: what is it? What is a Private Party Loan? In simple terms, a private party auto loan or a person to person loan is a loan… Read More

How to get a car loan with bad credit
Car shopping. Today more than ever it seems there are infinite options when considering getting a new or pre-owned automobile. The technological features alone – from climate-controlled seats to satellite radio to back-up cameras to navigation systems – require some serious research into what features an individual needs, wants, cannot do without. And if you’re wondering how to get a car loan with bad credit, there may be even more research involved. Luckily, there also are a lot of resources available to assist consumers in looking for the right vehicle for their personal situation. Internet-savvy shoppers can now research a… Read More

Online car shopping – power tools for power shoppers
In this modern age, many people find it almost impossible to escape frequent use of technology as part of their day-to-day life. Though there are feelings on both ends of the spectrum about how technology impacts our society, many feel that it is just this technology that is helping make people’s lives much easier and more efficient. Everyday activities, like calling your mom, buying a pair of shoes, or even watching a movie have, through technology, become easy. You don’t even have to make a trip to the local dealership to get a car loan. Even among millennials, there may… Read More

How baseball’s opening day is like getting a new car
This week, major league baseball parks across the U.S. usher in the 2015 regular season with opening day games. There’s something special about going to the ballpark or turning on the TV to see that first pitch of the year. It just screams of possibilities. Sort of like getting a new car. Being that we’re passionate about cars and sports, we thought we’d take a crack at combining the couple into a post that highlights some similarities between two of our favorite things. See below for what we came up with. Tailgating – If you’ve ever been taken out to… Read More

Car buying and credit checks – the basics
When getting a car, there are a few (legal) ways to go: No. 1 - Inherit your late grandmother's Pontiac Bonneville. We recommend this route, because you only have to pay taxes on the vehicle upon transfer of title, and also - Pontiac Bonneville. Pretty sweet. Maybe have it tuned up and let it air out, though. No. 2 - Buy a car with hard cash. This is also a highly recommended way to go. It's easy. Just take a giant stack of cash out of your pocket, and fan yourself with it until one of the salesmen at the… Read More

The twelve days of car (& holiday) tips – Part 2
12 useful tips about cars and the holidays – because we know a little bit about both It’s tough to beat a good pairing. Comté and Shiraz. Davis and Coltrane. A latte and a beignet. Cold weather and hot cider. Gilbert and Sullivan. For your pleasure, we humbly submit, as a novel entry on the register of great pairings … car tips and holiday tricks. Tip 6 - Some day, your car will drive itself, and you won't have to worry about focusing on the road. Until then, know the limits of your focus, and with what attention you can… Read More

Even with bad credit, auto loans are not out of reach
When you're looking for an auto loan, bad credit can be the determining factor in what kind of deal you can get. Your story might go something like this: One cold morning, you get in your car to go to work and have trouble starting it. This is because your electrical system is, as you now believe after many attempts to get it repaired, simply haunted. You then remember that your right windshield wiper doesn't work anymore and you have to aim wide to turn out of your driveway because your left CV joint is rattling at almost 100dB, and… Read More

Easy car loans – what are they?
Easy car loans. It sounds counter-intuitive, doesn't it? There is car shopping of course, and that is a whole, big thing. The shopping around, the choosing of colors and options, or the search for just the right combination of features and price; that is "shopping for the right car." Shopping can be a lot of fun, or a giant chore, depending on your preferences and a lot of things that might be out of your control. But in the end, it's similar to a hunt for a rare beast in the midst of a jungle full of options that are… Read More

Wisdom for car buyers in their twenties
If you're under 30, you may find yourself in need of financial advice. Be encouraged. Financial troubles have happened to twentysomethings before. In Lerner and Previn's Coco, Katharine Hepburn sang (or rhythmically spoke), "The world belongs to the young." Despite that poetic enthusiasm, your finances are serious, and it pays to be on top of them. Here's some wisdom from the experts on how to be financially fit in your twenties and beyond. Build your credit history by taking on debt and paying on time* Stacy Rapacon of Kiplinger.com suggests, "You'll need to take on some debt and show that… Read More