Cash Back Auto Refinancing

Get up to $5,000 cash when you refinance with RoadLoans

With a cash-back refinance, you can tap into the value of your currently financed vehicle and borrow extra cash, even above the actual value of your vehicle.

What are the benefits of cash-back refinance?

Take care of the unexpected

  • Medical bills
  • Home maintenance and repair

Buy large-ticket items

  • Home appliances
  • Any other large-ticket item – your options are endless!

Apply for a cash-back refinance

Consolidate your bills

  • Save money by paying off higher interest debt*
  • Enjoy the convenience of having fewer monthly payments to manage
  • Have the peace of mind of a fixed interest rate and payment
  • Bring down your expenses for miscellaneous fees that are part of other debt products

Apply for a cash-back refinance

The RoadLoans Advantage – Free, Fast and Simple

  • Free: No application fees
  • Fast: Apply online in just minutes and get immediate confirmation
  • Simple: Once approved, download your documents, sign and return

RoadLoans has been an auto finance lender for more than 12 years. We finance all credit types, and specialize in financing and servicing loans for customers with less than perfect credit. RoadLoans is part Santander Consumer USA, a unit of Banco Santander, the largest bank in the eurozone.

All or our auto loans are fixed rate loans, which means your interest rate will never change. Also, there are never any prepayment penalties, so you are free to pay off your loan quicker than originally scheduled.

* If APR on cash-back amount is lower than APR on other debt that is paid-down or paid-off, and refinance loan has the same or shorter term.† Granting of cash-back is subject to credit requirements. The cash-back amount will be made available to you via check or electronic transfer, and will be added to your loan amount. Interest will accrue on your cash-back amount. Vehicles up to 8 years old may be eligible for up to $5,000 cash-back.