Consent Sharing

Consent for Sharing and Use of Information

Please read this information carefully and print a copy and/or retain this information electronically for future reference. The terms “You” and “your” refer to the consumer who submits an application for preapproval of an auto loan (“Application”) with RoadLoans made by Santander Consumer USA Inc. (“we” “us” and “our”).

You agree that:

1. We may, after preapproving your Application, disclose the following nonpublic personal information about you to nonaffiliated automobile dealers and nonaffiliated financial institutions or third parties participating in our RoadLoans program:

  • Identification and contact information about you that we received from your Application and/or related credit forms, such as your name, mailing address, email address, and telephone number; information about the vehicle(s) you may want to purchase that we received from your Application and/or related credit forms; and
  • Information about your transactions, experiences, and dealings with us, such as the amount, terms, conditions, and status of the loan we have preapproved based on your Application and/or related credit forms; and

2. We may, if we are unable to preapprove your Application, disclose the following nonpublic personal information about you to nonaffiliated financial institutions, creditors or third parties that may be able to arrange or provide you with dealer financing or an automobile loan that we cannot or will not provide:

  • Information about you that we received from your Application and/or related credit forms, such as your name, mailing address, email address, Social Security number, driver’s license number, telephone number, income, assets and liabilities;
  • Information about you that we received from a consumer reporting agency, such as your consumer report and credit score.

You understand and agree that we are not responsible for any services that might be provided by nonaffiliated automobile dealers, financial institutions, creditors, or third parties.

You agree the nonaffiliated automobile dealers, financial institutions, creditors or third parties that receive the nonpublic personal information described above may use that information to contact you for their own business purposes to process your credit application, and that they may obtain additional information about you, including consumer reports, for this purpose.

You understand that your information sharing consent will remain in effect until you revoke or modify it. You may revoke your information sharing consent at any time.

We will maintain a true and correct copy of this Consent for Information Sharing. You are entitled to a copy of this Consent for Information Sharing upon request. We recommend you keep a copy of this Consent for Information Sharing for your own records.